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        Terms &amp; conditions
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<p>  <h2>Overview</h2>
<br /><div>This website and its related services are operated by <strong>HBDGAS, LLC</strong>. By visiting our site and/or purchasing any product from us, you agree to be bound by these Terms &amp; Conditions (“Terms”).</div>
<br /><div>These Terms apply to all users of the site, including browsers, customers, and contributors of content. If you do not agree to these Terms, you may not access or use our services.</div>
<br /><div>We reserve the right to update or modify these Terms at any time. The most current version will always be posted on this page. Continued use of our services constitutes acceptance of any updates.</div>
<br /><hr>
<br /><h2>1. Online Store Terms</h2>
<br /><div>By agreeing to these Terms, you confirm that you are at least the age of majority in your state or jurisdiction.</div>
<br /><div>You agree not to use our products or services for any unlawful purpose or in violation of any applicable laws.</div>
<br /><hr>
<br /><h2>2. General Conditions</h2>
<br /><div>We reserve the right to refuse service to anyone for any reason at any time.</div>
<br /><div>You understand that your non-payment information may be transferred unencrypted across networks. Payment information is always processed securely and encrypted through third-party payment providers.</div>
<br /><div>You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the service without express written permission from <strong>HBDGAS, LLC</strong>.</div>
<br /><hr>
<br /><h2>3. Accuracy of Information</h2>
<br /><div>We are not responsible if information on this site is not accurate, complete, or current.</div>
<br /><div>All materials are provided for general informational purposes only and should not be relied upon without consulting additional sources. Any reliance on the material on this site is at your own risk.</div>
<br /><hr>
<br /><h2>4. Modifications to Products or Prices</h2>
<br /><div>Prices and availability of products are subject to change without notice.</div>
<br /><div>We reserve the right to modify or discontinue any product or service at any time without notice.</div>
<br /><hr>
<br /><h2>5. Digital Products &amp; Services</h2>
<br /><div>All products offered are <strong>digital products</strong>, including but not limited to training programs, video content, and educational materials.</div>
<br /><div>Access to digital products is typically provided immediately after purchase via email or through an online platform.</div>
<br /><div>We do not guarantee specific results from the use of our products. Outcomes depend on individual effort, experience, and market conditions.</div>
<br /><hr>
<br /><h2>6. Order Accuracy &amp; Account Information</h2>
<br /><div>We reserve the right to refuse or cancel any order that appears fraudulent, abusive, or excessive.</div>
<br /><div>You agree to provide accurate, complete, and current purchase and account information so we can process your order and deliver your product.</div>
<br /><hr>
<br /><h2>7. Digital Delivery</h2>
<br /><div>This is a digital product. No physical items will be shipped.</div>
<br /><div>Access is delivered electronically via email or online platform after successful payment. It is your responsibility to provide a valid email address and ensure you can receive communications.</div>
<br /><div>If you do not receive access, contact us at <a href="mailto:cliffg@cliffg.me"><strong>cliffg@cliffg.me</strong></a>.</div>
<br /><hr>
<br /><h2>8. Returns &amp; Refunds</h2>
<br /><div>Please refer to our Refund Policy for full details regarding eligibility and conditions.</div>
<br /><hr>
<br /><h2>9. Personal Information</h2>
<br /><div>Your submission of personal information is governed by our Privacy Policy.</div>
<br /><hr>
<br /><h2>10. Errors &amp; Omissions</h2>
<br /><div>We reserve the right to correct any errors, inaccuracies, or omissions at any time, including after an order has been submitted.</div>
<br /><div>We may cancel or update orders if any information is incorrect.</div>
<br /><hr>
<br /><h2>11. Prohibited Uses</h2>
<br /><div>You may not use our products or services:</div>
<br /><ul>
<br /><li><div>For unlawful purposes</div></li>
<br /><li><div>To violate any laws or regulations</div></li>
<br /><li><div>To infringe on intellectual property rights</div></li>
<br /><li><div>To transmit malicious code</div></li>
<br /><li><div>To harass, abuse, or discriminate against others</div></li>
<br /></ul>
<br /><div>Violation of these terms may result in termination of access.</div>
<br /><hr>
<br /><h2>12. Disclaimer of Warranties; Limitation of Liability</h2>
<br /><div>All products and services are provided “as is” and “as available” without warranties of any kind.</div>
<br /><div>We do not guarantee uninterrupted or error-free operation.</div>
<br /><div>To the fullest extent permitted by law, <strong>HBDGAS, LLC</strong> shall not be liable for any indirect, incidental, or consequential damages, including loss of profits or data.</div>
<br /><div>Our total liability shall not exceed the amount paid for the product.</div>
<br /><hr>
<br /><h2>13. Indemnification</h2>
<br /><div>You agree to indemnify and hold harmless <strong>HBDGAS, LLC</strong>, its affiliates, and partners from any claims or damages arising from your use of our services or violation of these Terms.</div>
<br /><hr>
<br /><h2>14. Governing Law</h2>
<br /><div>These Terms are governed by the laws of the <strong>State of Wyoming, United States</strong>, without regard to conflict of law principles.</div>
<br /><hr>
<br /><h2>15. Changes to Terms</h2>
<br /><div>We reserve the right to update or replace these Terms at any time.</div>
<br /><div>Continued use of the website or services after changes constitutes acceptance of those changes.</div>
<br /><hr>
<br /><h2>16. Contact Information</h2>
<br /><div>For questions about these Terms, contact:
<br />  cliffg@cliffg.me.<br><br>Live Training Add-On Terms</div>
<br /><div>The following terms apply only to products that include a live, in-person, or scheduled training component.</div>
<br /><hr>
<br /><h3>Product Structure</h3>
<br /><div>All products include digital training and materials, which are delivered at the time of purchase.</div>
<br /><div>The live training component is an <strong>additional feature</strong> and does not constitute the core product.</div>
<br /><hr>
<br /><h3>Scheduling Requirement</h3>
<br /><div>All live training must be scheduled and completed within <strong>six (6) months of purchase</strong>.</div>
<br /><div>Failure to schedule and complete the live training within this timeframe will result in forfeiture of the live training component.</div>
<br /><hr>
<br /><h3>Rescheduling Policy</h3>
<br /><ul>
<br /><li><div>You may reschedule <strong>one (1) time only</strong>
<br /></div></li>
<br /><li><div>Rescheduling requires a minimum of <strong>seven (7) days’ notice</strong>
<br /></div></li>
<br /></ul>
<br /><div>Requests to reschedule within seven (7) days of a confirmed session will not be honored, and the session will be considered forfeited.</div>
<br /><hr>
<br /><h3>No-Show &amp; Late Changes</h3>
<br /><div>Failure to attend a scheduled session, or attempts to cancel or modify within seven (7) days of the session, will result in:</div>
<br /><ul>
<br /><li><div>The live training being considered <strong>fulfilled and forfeited</strong>
<br /></div></li>
<br /><li><div>No additional live sessions being provided</div></li>
<br /></ul>
<br /><hr>
<br /><h3>Travel Commitment</h3>
<br /><div>If a live training session requires travel, including but not limited to airfare, hotel accommodations, or transportation, such arrangements may be booked using non-refundable rates.</div>
<br /><div>Once travel arrangements have been made:</div>
<br /><ul>
<br /><li><div>The session is considered <strong>final and non-cancellable</strong>
<br /></div></li>
<br /><li><div>Requests to cancel, reschedule, or modify will not be honored</div></li>
<br /></ul>
<br /><div>Failure to attend or changes after travel is booked will result in forfeiture of the live training component.</div>
<br /><hr>
<br /><h3>No Refunds on Live Training</h3>
<br /><div>The live training component is <strong>non-refundable under all circumstances</strong>, including but not limited to:</div>
<br /><ul>
<br /><li><div>Scheduling conflicts</div></li>
<br /><li><div>Failure to attend</div></li>
<br /><li><div>Failure to schedule within the required timeframe</div></li>
<br /></ul>
<br /><hr>
<br /><h3>Forfeiture of Live Training</h3>
<br /><div>If the live training component is forfeited for any reason:</div>
<br /><ul>
<br /><li><div>It will be considered <strong>fulfilled</strong>
<br /></div></li>
<br /><li><div>No additional live sessions will be provided</div></li>
<br /><li><div>No additional materials, substitutions, or alternative training will be created or delivered</div></li>
<br /></ul>
<br /><hr>
<br /><h3>Acknowledgment</h3>
<br /><div>By purchasing a product that includes live training, you acknowledge and agree that:</div>
<br /><ul>
<br /><li><div>The digital training fulfills the primary value of the product</div></li>
<br /><li><div>The live training component is conditional upon compliance with these terms</div></li>
<br /><li><div>Failure to comply results in forfeiture of the live training component</div></li>
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